Services

Individuals & Families:

Financial Resource Analysis

  • Life & Disability Income Insurance Needs
  • Analysis of Savings and Investments
  • Retirement Income Needs
  • Budgeting and Cash Flow Study

 

Retirement Planning

  • Individual Retirement Accounts (IRAs)
  • Fixed and Variable Annuities
  • Retirement Needs Analysis
  • Tailored Retirement Programs
  • Long Term Care Insurance

 

Tuition Funding Programs

  • College Costs Analysis
  • Analysis of Investment Alternatives
  • Insurance and Investment Plans

 

Investment Products

  • Mutual Funds
  • Unit Investment Trusts
  • Variable Annuities
  • Direct Participation Programs
  • Securities Brokerage Services

 

Estate Analysis

  • Hypothetical Probate Analysis
  • Tax Reduction Strategies
  • Charitable Giving
Business Owners:

Business Continuation Planning

  • Succession Planning
  • Funding Option Analysis
  • Buy – Sell Strategies
  • Family Business Succession Planning
  • Key Person Insurance

 

Executive Fringe Benefits

  • Executive Bonus Plans
  • Executive LI and DI Carve Out
  • Non-Qualified Retirement Plans
  • Long Term Care Insurance
  • Split Dollar Insurance
  • Deferred Compensation Funding
  • Salary Continuation Plans
  • Non-Qualified Executive Fringe Benefits

 

Employee Benefit Program

  • Pension, Profit Sharing and 401(k) Plans
  • Group Health
  • Group Life, STD, LTD
  • Defined Benefit Plans
  • Payroll Deduction Plans